Get a quick estimate of your home loan eligibility using Malaysia's standard bank guidelines. Takes about a minute.
3.8% indicative rate·35-year tenure·70% DSR limit
Prepared by Ryan Quek · IQI Property Negotiator
Step 1 of 2
Your Income & Commitments
Applying with a co-borrower?
Please enter your monthly income to continue.
Please enter your co-borrower's monthly income to continue.
Your Details
MYR
SGD
RM
Existing Monthly Commitments
RM
RM
RM
RM
RM
RM
Credit card balance is counted at 5% per standard bank guidelines.
Co-Borrower Details
MYR
SGD
RM
Existing Monthly Commitments
RM
RM
RM
RM
RM
RM
Step 2 of 2
The Property You Have in Mind
Please fill in the property details to continue.
RM
% of Price
Fixed Amount
%
RM
✓ Loan AmountRM 0
3.8% rate·35-yr tenure·70% DSR limit
Your Eligibility Snapshot
0%
Debt Service Ratio
ELIGIBLE
Borrower 1
0%
ELIGIBLE
Borrower 2
0%
ELIGIBLE
0%
Combined Debt Service Ratio
ELIGIBLE
Est. Monthly Instalment
RM 0
Your DSR
0%
Max Eligible Loan
RM 0
Monthly Surplus
RM 0
Loan Tenure Applied
35 years
Where Your Income Goes
Property Price Range You Could Afford
At 20% downpaymentRM 0
At 15% downpaymentRM 0
At 10% downpaymentRM 0
Your Loan AmountRM 0
Your DownpaymentRM 0
This is an indicative estimate only, based on the assumptions above. Your bank's actual assessment may differ based on credit history, employment type, and full documentation.
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