A moment, just for you

Let's see the
full picture, together

A few honest questions. One clear picture. No pressure, just clarity.

What should I call you?

🔒 Nothing you share here is saved. This stays between us.

Step 1 of 3 · The Numbers

Help me understand where you stand

And if it's alright to ask, what's your Date of Birth?

If your income stopped tomorrow, what would your household need every month?

Based on DOSM 2024 data, average Malaysian household spending is RM5,566/month (higher in Johor and other urban areas). A simple way to estimate yours: add up essential housing, loan repayments, school fees, and groceries.

RM

How many years would you want that covered?

Most planners use 10–20 years to fully replace a working income. If you're thinking specifically about critical illness, a common rule of thumb is 3–5 years of income, enough time to recover without financial pressure while you focus on getting well.

Do you already have any protection in place? (total sum assured, if any)

In short: if something happened today, what's the total amount your existing life insurance, medical cards, or company benefits would actually pay your family, in cash, right away?

RM

Who's counting on you?

Spouse

Children

0

Parents / Others

What's a comfortable amount to commit monthly, without stretching?

RM

Step 2 of 3 · In Your Words

If nothing were left to chance,
what would you want taken care of?

Say it however feels natural, I'm capturing your exact words.

Think practically: clearing debts like your mortgage and car loan, funding your children's education, and leaving enough for your family's daily living costs, even if you're not there to provide it.

The gap between where you are
and where you want your family to be

RM 0

For context, the average Malaysian

Protects less than 1 year of income
RM50,000 avg. coverage vs RM94,800 avg. income

Only 55% have any coverage at all

Source: Dept. of Statistics Malaysia · LIAM Report

Step 3 of 3 · Your Path Forward

You don't need to solve everything today. Just the first step.

Tap to change where we start, every plan begins with one honest step.

Which feels right for this first step?

Pre-selected from your earlier answer, tap to change.

Your Picture, Complete

Next: we'll turn this into your personal one-page plan.

Let's see thefull picture, together

Help me understand where you stand

If nothing were left to chance,what would you want taken care of? i

You don't need to solve everything today. Just the first step.

Let's see the
full picture, together

If nothing were left to chance,
what would you want taken care of?