Buying property in Malaysia as a foreigner comes with costs beyond the listing price, levy, stamp duty, and more. This tool breaks it all down in under a minute.
Figures are illustrative estimates. Consult a licensed solicitor for exact costs.
Step 1 of 2
About the Property
RM
The Sale & Purchase Agreement (SPA) price.
sqft
Min. foreigner state levy: RM 30,000
High-rise under RM 1M: min levy is RM 50,000
1 SGD =MYR
Used to show SGD equivalents throughout.
Step 2 of 2
Financing & Monthly Costs
% of price
⚠️ For foreigners and Singaporeans purchasing in Malaysia, banks typically approve a maximum of 60–70% of the property price.
RM/ sqft
Monthly: RM 350.00
RM/ month
Total Cash Required
—
—
Price / sqft
—
—
Downpayment
—
—
Monthly Maint.
—
per month
i. Price & Loan
Property Price—
Bank Loan (70%)—
Cash Downpayment
——
ii. Upfront at Signing
State Consent Application Fee
RM 1,000Per application · payable to Johor State
State Levy (3% of price)
⚠️ High-rise under RM 1M: min RM 50,000 regardless of 3% calculation
——
Levy Legal Fee
——
Subtotal, Upfront—
iii. At Handover (Completion)
MOT Stamp Duty (8% of price)
——
Legal Fees (0.5% of price)
——
MOT Registration Fee
—Fixed fee (w.e.f. 1 July 2025)
Subtotal, Completion—
Grand Total
——
📅 Monthly maintenance:—
This is on top of your monthly mortgage repayment.
Have questions about these numbers?
Estimates only · State consent application fee RM 1,000 (per application) · State levy 3% of SPA, min RM 30,000 (landed); min RM 50,000 (high-rise under RM 1M) · MOT Stamp Duty at 8% flat for foreign buyers · Legal fees 0.5% of SPA · MOT Registration Fee per fixed structure w.e.f. 1 July 2025 · Consult a licensed solicitor for exact costs.